Great Job Ideas for Those With Numerical Skills

Great Job Ideas for Those With Numerical Skills

I was always  pretty good with numbers throughout my education and in all honesty I loved nothing more than number crunching, it was for that reason that when the time came to choose a career, I decide on a career in finance.

I have always felt the two requirements for choosing a career should be a combination of something you love and something you are good at. Unfortunately for many of my friends, they cashed the money or picked up a career based on something that they were good at but not something that they loved. Fast forward ten years and many of them are unhappy in their work and looking to switch careers. In order to avoid this then you should do as I did and elect a career based on your passion and your skill and if you are a fellow math enthusiast then here are some career ideas for you.

Financial Advisor

This is the role which I currently do and I love it, a financial adviser works with businesses and individuals and offers counsel on how best to spend, save and invest their money. You must be a great salesmen to sell your ideas, you must have great analytical skills to process huge amounts of financial data and condense it into advice and you must have the confidence in your ideas. This profession can pay very well depending on how many clients you have or who your clients are.

Investment Manager

My friend Marc Leder is one of the finest investment managers I know, so successful in fact that he started his own investment company and is now CEO of Sun Capital Partners, a company which helps hundreds of businesses . What my buddy and his colleagues do is to work with businesses and individual investors and help them to manage their portfolios. They offer a personal service to investors and regularly offer them advice or investment opportunities so that they can make the most out of their money. This position requires comprehensive knowledge of finance and housing markets and if you are good at it then you can make a great deal of money from salaries and from commission.

Tax Accountant

As much as I love figures and finance, one thing that I was never very good at was understanding taxation and it takes a special kind of person to be a tax accountant. Businesses rely on tax accountants to amiantus their legality and to ensure that they are never paying too much or too little by way of taxes. To be a tax accountant you will have to study hard and take 3 different tests in order to be allowed to practice. Once you have passed your exams however you will be able to have the pick of your jobs as tax accountants are always in demand such are the complexities of the taxation laws. You must also be prepared to constantly keep yourself up to date with the ever changing tax laws and also be a confident individual as you will likely be dealing with some high profile men and women.

Randy Benderson Looks at Why Sarasota Is Such a Good Commercial Real Estate Market

Randy Benderson Looks at Why Sarasota Is Such a Good Commercial Real Estate Market

Source

Sarasota is found on Florida’s Gulf Coast. It is a beautiful part of the country and many people from places as close as Tampa Bay or as far as Phoenix have wanted to move here. However, Randy Benderson has recently picked up a significant news scoop that there has been a shift in the real estate market in Sarasota. Today, it seems investors are becoming more interested in commercial and retail properties.

Randy Benderson on Changes in the Sarasota Real Estate Market

The commercial real estate (CRE) market in Sarasota is very interesting. There are resorts and hotels, investment properties, retail units, industrial warehouses, office blocks, and more. It seems that, in the past five years or so, this market has boomed in the area. Sarasota is still like a little piece of heaven on earth as well, which means it is also very attractive for residential people.

Realtors are becoming increasingly interested in the CRE market, however. There are now also a lot of real estate developers, who are creating different strategies to make sure the area provides the functionality that is expected of a major 21st century city, while at the same time retaining its old town charm. To do this, Randy Benderson completed a study that demonstrated that what people look for in Sarasota is both a strong economy, and a fantastic view.

The market is becoming increasingly interesting, and there have been some significant offers available, whereby investors could purchase commercial properties here for as little as 80% of what their actual value is. And, since this raised interest so much, a lot of business shares also started to grow, bringing even more money into the economy as a whole. Within just a few years, some people were able to earn a significant amount of money, and they pumped this straight back into the Sarasota economy.

Benderson also noticed that there was a change in the labor market. A lot of CRE professionals, real estate professionals, financial experts, project managers, and accountants suddenly started to come to the area. The result of this is that the economic future of Sarasota started to increase as well. Unemployment rates have dropped significantly, and this has changed the face of the town. In the past, it was very much a retirement community, but it is now attracting young talent as well.

Although the economy is never 100% stable, it seems that making investments in the Sarasota market is a pretty safe thing to do. Additionally, starting a business in that area is also a very good idea. While, again, there are never any real guarantees, the economy is strong, the labor market is thriving, money is growing, investments are being made, and experts all over the country are keeping their eye on Sarasota. Whether you are thinking of starting a business, moving to somewhere nice for your retirement, or simply investing in property, it seems this once little Gulf town is the way forward.

3 Smart and Strategic Ways to Make Your Business Stand Out on a Budget

3 Smart and Strategic Ways to Make Your Business Stand Out on a Budget

As you know, at nonsociety.com the vision is to help people like you march to the beat of your own drum, and avoid living, working and being stuck in other people’s boxes. After all, life is short, and you won’t find many people — or probably any people — in their final moments regretting that they “spent too much time conforming to the wishes of others”. On the contrary, you’ll typically hear them lament about doing far too much for people they don’t even like, and not enough for themselves and those they truly care about.

Now, what does this have to do with your business? It’s this: just as you want your life to stand out from the ordinary, you also want — and frankly need — your business to stand out from your competitors. Otherwise, you’ll end up being the best kept secret in your marketplace, which is the worst thing that can happen; because it means you’ll be out of business sooner or later.

To avoid that fate — and to help you make a lasting positive impact on current and future customers — here are three smart and strategic ways to make your business stand out, but without exceeding your budget or forcing you deep into debt:

1. Hold a Contest

Contests are exciting and memorable ways to make a splash, generate publicity, and increase brand visibility that translates into more sales and profits. Just remember to think outside of the box and do something that truly grabs attention. For example, instead of giving away a gift certificate (yawn…), you can offer the lucky winner a cruise on a luxurious party bus. You can even take photos and post them on your social media pages, which adds to the fun.

2. Cross-Promote

Instead of doing all of the promotional heavy lifting on your own, why not find a strategic partner and create a win-win alliance? For example, if you build custom business signs, then sending and receiving referrals with a business lawyer who specializes in working with clients starting a new business (and therefore need signs for their store, trade show booth, etc.) could be a positive relationship for all involved, including your mutual customers/clients.

3. Create an app

Who says you need to be a Fortune 500 enterprise to have an app? That may have been the case a couple of decades ago, but these days many small businesses — including home-based businesses on a tight budget — are staying connected with current and future customers through a mobile app. You can build something impressive and functional for less than you think, and the ROI can be enormous.

The Bottom Line

Standing out in a competitive, crowded marketplace isn’t just a good idea: it’s necessary for your business to survive. The above suggestions can help you make a lasting impact with your target market, and surge ahead of your competitors.

Have Wi-Fi, Will Borrow

Have Wi-Fi, Will Borrow

When you read about urban smog, crime rates, and the rising cost of city living, the country is looking better and better. There come certain advantages to living far away from a city like Toronto, Montreal, or even Vancouver. You have the world at your front door, with some of the world’s most beautiful landscapesat your disposal. The people are more relaxed and friendlier, too. And if you ever feel like you’re missing out, you can always drive to the nearest city and catch up with the latest cuisines, theatre acts, and concerts.

You’re big enough to admit, however, that remote living isn’t for everyone. Some people just don’t like the outdoors as crazy as that sounds. Others find the thought of living in a town of less than 10,000 people too isolating. If you’re used to having everything you could want (and more) within one city block, then the woods can be daunting.

Even you find it hard to find all of the commodities you want. Luckily, Amazon Prime exists, so even though you don’t have a major shopping centre in your area, you can pick up the latest fall fashions, stockpile on the latest gadgets, and watch the latest series with a few clicks of your mouse.

Finding a reliable payday loan, on the other hand, can be a challenge. People often think you need to speak with a loan specialist in person before you can apply or receive a simple cash advance. It’s an easy mistake to make. Banks have a lot of bureaucratic red tape that makes these in-person interviews necessary. These strict regulations are also what makes it difficult to find fast-acting assistance in the face of time-sensitive bills.

Luckily, the same rules don’t apply to the payday loans Canada offers. You can find payday loans online that are 100% online. Despite having storefronts in big cities like Vancouver and Toronto, lenders like GoDay prioritize their online practices. They understand it isn’t always possible to get to these stores during business hours for busy people who work long hours. That’s why they’ve created a way to apply, receive, and repay their payday loans at GoDay.ca.

Ranging from $100 to $500, their loans are small yet powerful, perfect as a cash stopgap between your bills and paycheque. They can be used to cover any cash shortage, but the specialists at GoDay recommend you only rely on them in extraordinary circumstances. They’re ideal for non-recurring events like an unexpected bill or repair, not long-term projects, frequent payments, or big purchases.

Take the time to see what’s available. By spending only a few short minutes online, you can find assistance that helps you through financially tough times. Just make sure to read up on their rates, terms, and conditions to make sure their help is within your means. All you need is access to the Internet and you can have the convenience of online payday loans without needing to ever leave your corner of the woods.

Six Private Equity Investment Secrets

Six Private Equity Investment Secrets

There are many people who like to call themselves private equity investors, not in the least because this is a world of big money. In reality, however, few can truly make it in this world, because the smallest mistake can cost millions and most people are quite unforgiving of losses of that magnitude. Gregory Lindae, a seasoned veteran in the world of private equity, has come up with six “secrets” that anyone in the business should be aware of if they want to be successful.

Secrets to Successful Private Equity Investments

  1. Be in the right place at the right time. Ideally, a private equity investor is able to find out about opportunities before anybody else. Usually, they do this by networking with entrepreneurs in online meetings, conventions, business events, and so on. Good investors, therefore, are always on the move, looking for the next big deal.
  2. Always research an opportunity. Good investors have a distrustful nature. Even if a company gets tons of positive feedback, no complaints at all, and offers airtight projections, there is always a “what if”. A good investor finds companies that focus on a sustainable and large market, who have an excellent exit strategy, and who have realistic financial projections in place.
  3. Always evaluate the management and leadership team. Good firms worthy of investment have strong management teams in place. This means there is a good business opportunity that attracts talent. Management teams should have years of experience and they should be able to demonstrate high investment returns.
  4. Always look at the exit strategy. Private equity projects are eventually refinanced or sold, at which point the liquidity event or exit strategy should kick in to offer investors’ their rewards. The exit strategy should be properly understood before embarking on a project.
  5. Always exert due diligence. A good private equity investor looks for funds that are in line with their own goals for investments as well. This means that they will peruse over the business plan of a prospective company, read all the information that is available, ask a thousand questions, and more. Only then should they even begin to consider whether or not to invest.
  6. Focus on diversification. Private equity is a form of investment and any financial expert will tell you that the only stable portfolio is a diverse portfolio. Through diversification, and particularly in private equity, money becomes more secure. While it means that gains may not be as massive as they would be if all money was invested in a single project, it also means that losses aren’t absolute.

Good private equity investors know all of this. Those looking for private equity investors, however, often don’t know this. According to Gregory Lindae, becoming more aware of how things work – or should work – will ensure that people gain greater security with their investments as well. Research, due diligence, and a healthy dose of common sense is all that is really needed in terms of choosing a private equity expert to work with.

Avoiding a Foreclosure Through Forbearance – Pros and Cons

Avoiding a Foreclosure Through Forbearance – Pros and Cons

Source

A lot of people hope that a forbearance agreement can help them to avoid foreclosure, and it often can. However, it should not be seen as an easy way out of a difficult situation. In fact, if you are facing foreclosure and you want to consider a forbearance agreement, do make sure you speak to a specialist like Stephen Buzzi first, so that you increase your understanding of what it is, whether it is right for you, and whether or not you can comply with the terms.

How Can a Forbearance Agreement Help?

Essentially, under this agreement, you will be able to receive special terms on your loan for a set period of time, usually no more than three months (although extenuating circumstances can increase this to a year). After that period of time, your normal payments will return, with an increase to pay back the payments you have missed.

Essentially, this agreement gives you a little bit of breathing space to your finances back in order. At the same time, however, it is very risky because, once your term is up, your payments will increase, and often substantially so. If, once your forbearance agreement is up, you cannot make the new repayments at any point, the lender will be able to proceed with foreclosure.

Another issue that you have to be aware of, is that your foreclosure agreement will be reported to the credit bureaus, and it will look as if you have been delinquent on your payments. Hence, your credit score will be negatively affected. Should your rating already be less than perfect, you could find yourself in a high risk category. While this may not seem so big of an issue now, if you were to find yourself with further difficulties at a later stage, you will struggle to find any help suitable for you, including foreclosure prevention.

Furthermore, forbearance agreements impact your escrow. This means it also impacts your property taxes and your insurance. Every installment, some money is placed into escrow to ensure annual expenses are met. Should you have a forbearance agreement in place, no money will be able to go into escrow and this means that you could end up not having enough money to pay taxes and insurance. When that happens, the forbearance agreement can be voided, and foreclosure can commence.

Should You Avoid Forbearance?

The above makes it sound as if forbearance should be avoided at all costs, which is definitely not the case. It is an excellent option for people who find themselves in a short-term difficult situation and who want to avoid foreclosure. It is simply very important that you are fully aware of all the risks that are out there, and what these types of agreements really mean. Naturally, if you speak to Stephen R Buzzi first, he will assist you in making sure that you know exactly what the agreement means, and that you are sure that it is a suitable solution for your particular situation.

The Biggest Investment Mistake and How to Avoid it

The Biggest Investment Mistake and How to Avoid it

Have you ever been skydiving? Most people haven’t but most people do know some of what it involves. Mainly, they know that, on your first few dives, you will be jumping in tandem, rather than being thrown out of a plane by yourself. The reason for this is that, whenever you start something new, you have to have an expert to hold your hand while you do it.

Gregory Lindae isn’t a skydiving expert, but he is an investment expert. And the biggest mistake he sees people make again and again, is that they believe the can read a little bit of information online, such as on Wikipedia, and believe they suddenly know it all. The reality is that you can read as much as you want, you will never have real life experience unless you have an actual go. But, just as with skydiving, there is no room for mistakes. They say that, if at first you don’t succeed, you should simply try again, but this, for obvious reasons, isn’t possible with skydiving! Similarly, it is not really an option with investing, because you will lose all your money if you don’t succeed.

The Other Key Mistake to Make

The reason why so many people who invest for the first time do things wrong, is because they are driven by their emotions. Did you know that studies have shown 96% would prefer to burn their mouth than to wait for food to cool down? And that 50% of people hang up the phone if they have been on hold for a minute? We want instant gratification, something that simply doesn’t exist in the world of investment.

Gregory Lindae also warns that we are no longer in the 1999 or 2000s, when stocks just grew and grew and people made millions overnight. At the start of 2000, there was a 15.6% drop in shares, and people panicked, selling everything that they had. Had they hold on to their stocks, they would have been sitting on quite a lot of money today. But that would have required patience, something that beginner investors in particularly do not have.

Similarly, those without experience often miss golden opportunities. Take solace in the fact that even Warren Buffett has been guilty of this. He once recommended people didn’t invest in big tech, including Amazon and Google, something that he now feels a lot of guilt about. He didn’t believe in tech systems himself, and that was a mistake.

Key to being successful, clearly, is to work together with an expert, someone who knows the ropes. But even that isn’t enough. It is best to have things checked and double checked, because even the experts have emotions. This is why people like Gregory Lindae always get second opinions on any decision they want to make, and they recommend their clients do the same. By building on the success of others, you have the greatest chance of becoming successful yourself.

Private equity: The regular myths debunked

Private equity: The regular myths debunked

It’s painted in all sorts of lights, but few disagree that private equity is one of the most lucrative industries around. Succeed here – and the riches can be beyond your imagination.

Of course, this sort of reputation also leads to countless misconceptions. Every month we see masses of information published on private equity and unfortunately, a lot of it is inaccurate.

While we don’t have a dissertation-like word count to mull through all of the misinformation we have stumbled upon over recent times, we are going to discuss some of the most common myths that this industry throws at us.

Myth #1 – It’s all about the exit strategy

As you’ll see with a lot of the myths that we analyze, a lot may have “once” been true. In other words, they have become outdated, which is why they are now myths.

This first one about exit strategies most definitely fits this description. Nowadays, private equity firms don’t have one eye on the exit, many are about the long-term approach. Sure, most still sell within a set period of time (usually five to seven years), but it’s not a case of getting out and making a quick buck like it once was.

Myth #2 – Private equity firms just want to appoint their own team

This is one of the primary reasons why private equity has a bad name amongst some sources. A lot of people believe that they like to just step in, strip a team out, and implement their own people. Once upon a time this may have been the case but suffice to say, times have changed.

In fact, you only have to analyze the philosophy of Marc Leder from Sun Capital to see this. He has publically said that one of his primary questions when scrutinizing a company is to see if there is an existing management team he can take advantage of. In other words, if this doesn’t exist it’s a major turn-off, for the simple reason that there’s nobody who can aid him with the existing workings of the company.

Myth #3 – It’s all about the big money acquisitions

This final myth couldn’t be any further away from the truth. The reason a lot of people think along these lines is because all of the news headlines center on the big acquisitions – the ones worth tens of millions of dollars (or more).

What people don’t realize is that there’s a whole other private equity industry. There’s one that hones in on small to medium sized companies, and this is just as vibrant. Sure, it might not have the huge profits attached that some deals have, but it’s a business in its own right and some investors perform very well with this approach.

It could be said that this links in to the previous myth as well. As PE firms were so renowned to appointing their own team and “forgetting” about the existing structure, a lot of smaller businesses opposed the practice. Now this has changed somewhat, this part of the industry has opened up.

Robert Bassam – How Does a Used Car Inspection Help to Seal the Deal?

Robert Bassam – How Does a Used Car Inspection Help to Seal the Deal?

Source

When you think about the tools most important to help life run smoothly, a car is one of the highest on the list. Cars are a key part in moving people around and having a smooth daily life. Owning one takes a bug responsibility and a cost commitment as well. When we dream of a car we tend to dream of new cars but the reality is that used cars are purchased more often and they may be a smarter choice for the majority of the population. Used cars allow for the most expensive aspects of car purchasing, their newness, to not be a factor in the price. As a result a buyer can get most of the same features of a new car in an automobile that is only a few years old but sells at a hugely reduced price compared to the new one.

Buying a used car however takes a particular set of guidelines and those seeking to do it must be cautious, because what you see is not always what you are getting. There are two routes that you can take to purchase a used car; either through a private sale or a dealer. Here is how you prepare for each:

Buying From a Dealer

When you purchase a used car from a dealership you get a real business with professionals in the business of selling cars. Used car dealers like Robert Bassam, make a living of supplying customers with used cars that they happily drive for years. If you are considering buying from a used car dealership, the most important things you need to do are to check the reputation of the dealership. You can do this online and look for feedback from customers. If they are happy about their purchase the dealership’s service there is a good chance that you will be as well. Is you find a dealership that does not market themselves online or that does not allow customers to leave public comments, this is a warning sign of potential trouble.

Also it is important to check the range of fees added to the price of the car from the dealership. These fees are sometimes high and need to be negotiated out of the purchase price. Look to do this at the closing when they are really motivated to make the sale. You can easily save yourself hundreds of dollars by understanding what things can be eaten by the dealer.

Buying From a Private Seller

When you purchase from a private seller you run a lot of risks and you need to be extremely cautious. First make sure you do not meet anyone at night and always take along someone with you. Finally when you agree to a purchase, never bring cash and do the sale at a bank if possible. Here is a checklist for you to put to the owner of the vehicle:

  • Who is the listed owner of the car?
  • Did you buy the car new? If not how many owners has the car had?
  • Do you have a vehicle report for the car?
  • Has the car been in any accidents?
  • Why are you selling the car?

What is as important as the answers you get, is the demeanor of the seller when he is answering the questions. Does he seem truthful? Is he willingly giving you the information you request? Do his answers make sense? Any sketchy answers is a warning sign that something may not be right and you should abandon the purchase.

If you are thinking of purchasing the car, you should hire a licensed mechanic to do a full inspection of the car. Many cars that look great have severe underlying issue that can cost you thousands of dollars. Only a certified mechanic will know what to look for and be able to give you expert advice on what you may be getting yourself into. Pay this persona and take his advice no matter how much you love the car. If there are repairs that need to be made and you still want the car, size them up and negotiate these repairs into the purchase price.

Gambling and Good Fun All In One – Four Great Games To Play

Gambling and Good Fun All In One – Four Great Games To Play

Gambling has always been one way to enjoy a good game. Knowing that there’s potentially a prize at the end of it makes it all the more rewarding. Whether you buy a powerball ticket to give yourself a chance of winning the lottery, or you link up with some friends and go along to the bingo, it’s all fun and games and an overall source of entertainment. Here’s 4 types of gambling games that are great to play.

Bingo

This is a game that’s largely associated with the elderly and family gatherings, but it really is a classic that everyone likes to get involved in. It’s always a thrill to have all your numbers called, then victoriously shout ‘bingo’. It’s a game that definitely promotes sociability as it joins many eager hearts together, all desiring to be the next winner. The link between older people and bingo is not far fetched either, this has been found among many whom age is beginning to take its toll on and health is beginning to deteriorate. This game has been know to bring laughter, well-being and something to look forward to to many elderly, which is why this game should be appreciated all the more. Bingo is most definitely one of the most popular and most played games around the world and brings people in 10s or 100s together.

Poker

Get your poker faces to the ready and cards in hand because it all starts to get tantalizingly tense when poker begins. This is a game where you can’t let your guard crumble or you’ll be crushed. Poker also helps you to develop useful skills that can be used throughout life because it in and of itself is a game that requires a significant amount of expertise. Increase your mathematics by calculating your pot odds, become more strategic by outthinking your opponent or gain money management skills by weighing up how much money you can spend in order to stay in the game. By the end of a few rounds of poker you’ll be a mastermind.

Lottery

It’s not only winning that makes this game rewarding but the lottery is enjoyable regardless. However, this is definitely a game that is worthy of all the hype that it generates because of the chance, though small, of winning millions, billions even. Just check the powerball results and you’ll soon see the 8-9 digit figures to be had. This is definitely one of the reasons why this game has become so amiably addictive. It’s a game that everybody is playing and that everybody is out to win. People from all walks of life, no matter how financially stable or unstable, are all lured by the thought of landing a jackpot that is out of this world. There are both social and economical benefits that this game has that makes this game all the more beneficial whether won or lost.

Raffle

When christmas parties and fundraisers are around, then the raffle comes out. The prizes may not seem as rewarding as the lottery when the raffle comes along to kids parties, nevertheless it provides entertainment for all ages. You can bring a community together for a good cause or you can just enjoy an online raffle game in the company of your own home, there’s diversity when it comes the raffle.