Once you reach adulthood, life insurance is necessary. It doesn’t matter whether you’re married, single, divorced, etc. — all that matters is that your loved ones will be covered should the worst case scenario occur.
However, just knowing that you need life insurance doesn’t always translate into practice. Because life can get so hectic, because you seem to be in perfect health, or because it’s too morbid to think about, you may find yourself in a situation in which you’ve been pushing off getting life insurance for some time.
But not anymore. In today’s day and age, when getting life insurance can be done entirely online, there’s no reason to procrastinate anymore.
How Can You Get Life Insurance Entirely Online?
Traditional life insurance policies require a lengthy application, a visit to the doctor, and then a wait time ranging between a few weeks to a few months. It’s no wonder you’ve been procrastinating — who has time for all that?
The good news is that there are numerous no exam life insurance policies that you can apply for entirely online. No exam life insurance is exactly what it sounds like — a life insurance policy that you can get without a medical exam. Once you don’t have to worry about scheduling a doctor’s appointment, you can simply go online and complete your entire application.
Is No Exam Life Insurance Legitimate?
No exam life insurance is 100% legitimate; it’s not a loophole that you have to worry about; it’s a real type of life insurance that’s offered by many respected insurance companies.
In fact, no exam life insurance is the preferred type of life insurance for many. It’s optimal for people:
- Who need life insurance quickly, either for a business loan or because they’re going through a divorce
- Who are afraid of needles
- Who don’t have time for doctor appointments, long forms, and waiting months for the underwriting process
- Who are in good health and want to get life insurance quickly and easily
- Who have a chronic health condition or job and can get coverage easier through no exam life insurance
Benefits of Getting Life Insurance Without a Medical Exam
The benefits of getting life insurance without a medical exam are many:
- There’s no need to leave the house to get it — the whole process can be done entirely online
- Get approved in days as opposed to weeks or months
- It’s easier to get approved
- You get the coverage you need
What’s the Catch?
If you think no exam life insurance sounds too good to be true, you’re only half right. These kinds of policies come with all the benefits listed above and can be great for many people. But the catch is, the cost is typically higher than that of traditional insurance policies.
Fortunately, you don’t have to pay an arm and a leg to get a no exam life insurance policy. When you use Sproutt, you can get the best quotes for exactly the type of life insurance you’re looking for. Sproutt isn’t affiliated with any insurance company, and therefore offers real, unbiased advice about which policy is best for you. Plus, it lets you compare rates so that you can get the best deal.
So if you’ve been pushing off getting life insurance until now, today is the day to say, “No more!” Today is the day to apply for no exam life insurance and make sure that your loved ones will be cared for should the worst happen. Once you check “Get life insurance” off your to-do list, you can focus on the more important things in life, like living and enjoying it.