Florida

Hot Holiday Ideas You Need To Check Out Now

Angela Manning Travel , , , , , , , , ,
Hot Holiday Ideas You Need To Check Out Now

Now that summer is almost over and the kids will be heading back to school soon, it’s time to start thinking in advance and making plans for your autumn or winter getaway. There are a whole host of places you can check out if you’re on the hunt for a great holiday for couples or families alike. Here are some of the top suggestions for great winter getaways that will create memories that will last a lifetime.

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Family Ski Holiday

It’s no secret that one of the top getaway ideas for winter is to head out to some of the lush mountain ranges in Europe for a family ski holiday. With the Alps playing host to some of the worlds best runs, it’s easy to see why this continues to be a popular choice for many. Stretching from France through Liechtenstein, into Germany, Austria, Italy, Slovenia and Monaco, the Alps are some of the world’s most well known mountains – and beautiful too. If you want something a bit off the worn trail, why not consider Slovakia’s Tatras mountains and the top ski destination, Jasna for a unique experience your friends will envy.

Awesome Aurora

Winter is the best time to catch this awesome night time light display, and there’s no better place than to hit some of the more northerly destinations such as Norway, Iceland, Finland or Sweden to see the best that the Aurora can bring. With most countries offering tours specific to seeing the Northern Lights, it’s becoming a hugely popular option for those who want to experience this astronomical dance among the stars.

Family Friendly Florida

If cold and snow aren’t your thing then you might want to consider heading out to a warmer location such as the sunny state of Florida. Known as the Sunshine State, and for good reason, Florida boasts a great climate year round that can even allow the occasional dip in the ocean if you’re brave enough. With so many things to see and do for both couples and families alike, Florida is a hugely popular option for those who want to experience a bit of the American way. From Disney World to Universal Studios, Discovery Cove and more, you can get your Florida theme park tickets in advance to save yourself time and money as well as the ability to skip those long queues to buy tickets at the gate.

Beaches Galore

Off the back of Florida, if you’re looking for something a bit warmer, why not consider a beach holiday. Many beach destinations allow you to sunbathe and swim in turquoise waters nearly year round and as a result make for great getaways from the winter blues. Places such as the Caribbean, Maldives, Mauritius, Zanzibar and Cape Verde are all great places where the temperatures will be summer like and the seas refreshing. Don’t forget to pack the sunscreen alongside your flip flops!

So if you’re looking for a great winter getaway, look no further than one of these awesome suggestions. There are so many things to do in the winter that can incorporate the weather and season such as skiing, but if you aren’t adverse to a bit of travel you can always enjoy the sun, sea and sand of warmer climes. Enjoy!

Fun Times In Florida – Why You Should Check It Out This Year

Angela Manning Travel , , , , , ,
Fun Times In Florida – Why You Should Check It Out This Year

Been thinking about the next best place to go for your summer holidays this year? Have you been looking for something that you maybe haven’t done before and you want to try something a bit new and interesting but you aren’t sure what? Many people are quick to head off on beach holidays in the Mediterranean or other locations like Portugal or the Azores, but why not go one step further and take off stateside this summer to check out one of the most welcoming regions – the south east!

The Region

The southeastern corner of the United States is one of the most beautiful and most popular areas for holiday makers – with children and without. From the gorgeous parks and cities of Alabama with their own small stretch of coastline to the fantastic variety that Florida has, there is something to do for everyone in this area. Don’t forget the welcoming inland state of Georgia, with its old plantations and estate homes that add to an air of southern sophistication of days of old.

What To See?

By far for both couples and families with children the best state of the region is Florida. Spend a day at SeaWorld watching the various marine life go about their day, or if it’s a blazingly hot day take to the water yourself in one of Florida’s many water parks filled with fun slides and themed water rides. For children of all ages (and adults too!) Disney World Florida is one of the main attractions offering restaurants, Disney themed rides, dinners and even accommodation. For something new and unique you can organise a Disney Cruise to the Bahamas – a chance for the kiddos to spend time with their favourite characters while you bask in the sun on the deck. For couples don’t miss the Florida Keys – a gorgeous stretch of white sand islands in the very, very south of the state.

More Choice

Florida isn’t just all water and theme parks though. From famous Miami Beach where you can kick back with locals to enjoy some of the best sunny spots to Daytona Beach where you can take in the famous Daytona 500 car race there are a number of things to do that don’t involve Disney. Check out Universal Studios – still a theme park but film themed where some of your favourite films come to life (like getting to take your photo with the shark from JAWS) along with themed rides into the magical world of films and TV. Cape Canaveral and the Kennedy Space Centre are two other sights that must be seen, especially for science geeks where you can step back through time to experience the story of mankind’s space exploration including moon landings.

So if you’re looking for something exciting and new to try this year, why not try Florida? The Sunshine State proves to be a family favourite year after year and for good reason. With gorgeous coastline on nearly all sides, close proximity to other states worth visiting and a number of great attractions, it’s easy to see why this is one of the main go to states for families from around the world.

Some of the Best Neighborhoods Found in Miami

Angela Manning Finance , , , , ,
Some of the Best Neighborhoods Found in Miami

Miami is an amazing city and it is no surprise, therefore, that property and neighborhood development company Terra Group is so focused on it. It is known as the “Magic City”, and it attracts people from all over the world. Because of that, however, space is running out and this has given rise to condos that are built vertically. For many, living in Miami is about living at the beach, but there are other neighborhoods as well. What the Terra Group wants to do, meanwhile, is build sustainable communities all across South Florida. Hence, they have developed a list of the best neighborhoods in Miami, in which they may be able to achieve that.

Miami’s Best Neighborhoods

Brickell is perhaps the best part of Miami. It is home to beautiful and luxurious towers, with chic condos like the Plaza, Icon Brickell, and the Santa Maria. Brickell is not found right on the beach, but it is just a few minutes’ drive away. What makes Brickell so interesting, however, is that it is an elegant and cosmopolitan area that is now seen by many as “Manhattan with better weather”. It is a trendy place, with equally trendy nightlife.

Then, there is downtown Miami. Only recently has this been redeveloped to include true high quality architecture. The Quantum on the Bay is one of the newest high rise buildings there, as is Ten Museum Park, One Miami condos, and 900 Biscayne Bay. Here, people can enjoy upscale living but in the heart of the city itself.

South Beach is also home to various luxury condos. The Murano, the Icon South Beach, and the Continuum are just some examples of this. The truly upmarket condos are close to the ocean and within walking distance of the restaurants and the famous nightlife. They all look over downtown Miami and/or the Biscayne Bay. People from all over the world try to get a second home here, not in the least because it is so pedestrianized as well.

Miami Beach is to the north. This is perhaps the best place for those who like to be on the oceanfront. The Bath Club and Mei Miami Beach are just two examples of fantastic opportunities that are available there. Close to the see, at Bay Harbour Island or Biscayne Points and other parts of North Miami Beach, you will find some of the most elegant homes.

Finally, there is Sunny Isles Beach, an upmarket oceanfront neighborhood. The luxury high rise buildings here, such as the Jade Beach and Jade Ocean, are famous the world over. It is incredibly luxurious, offering true five star living. It is home to Trump Royale, for instance. Beachfront properties here are within walking distance of shopping facilities such as the exclusive Bal Harbour Shops and the Aventura Mall. In fact, many consider it the best place to live in South Florida, and it is just a 20 minute community to downtown Miami and South Beach as well.

Get Help with Your Mortgage in Florida and Avoid Foreclosure

Angela Manning Finance , , , , , , , ,
Get Help with Your Mortgage in Florida and Avoid Foreclosure

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A lot of people believe that, once they are facing foreclosure, no bank will touch them anymore. In reality, however, Florida mortgages are there to help them avoid foreclosure as well. Not just that, thousands of people who took out a mortgage in Florida many years ago have found that their original lender is now owned by a major national bank, is no longer in business, or has been sold to a different, out-of-state lender. In all of these cases, it may be time to consider a different mortgage altogether.

Start Anew

Florida mortgages are there to help you start afresh, and this can help you avoid or stop foreclosures. In fact, purpose foreclosure loans exist, which can take on your mortgage and any other debt you may have, combining them into one. Once you have done that, a weight will fall off your shoulders as you can suddenly meet all your financial obligations. All you have to do is find a Florida mortgage expert that deals specifically with foreclosure situations. A quick internet search will reveal many of these professionals just waiting to help you.

What Foreclosure Experts Do

Foreclosure experts work specifically with those who are in dire financial straits. They know that their clients have been turned away by the vast majority of other lenders but are able to find them other solutions. Foreclosure rates have always been at the highest in Florida and the government has created a number of programs to provide assistance with this.

Foreclosure loans do require a down payment. However, there are federal programs in place that can help with this as well. An example of a solution that is out there is the Florida Assist loan program, which offers help of up to $15,000 for a down payment. While this is a loan, it is non-amortizing and no interest is charged on it. Furthermore, the loan is offered as a second mortgage, and no monthly payments have to be made specifically for that loan. Instead, you will not have to repay it until the home is refinanced or sold on.

Another option is the HAMI (Homeowner Assistance for Moderate Income), which offers help towards down payments or towards the cost of closing. Furthermore, there are a variety of incentives and credit programs available through the government, all designed to ensure people can either buy their own home, or avoid foreclosure. The Office of Community Affairs provides a wealth of information on these options.

Naturally, the best option is to never get into a position in which you face foreclosure. There are many different Florida mortgage lenders around who have very friendly acceptance criteria. They would be more than happy to hear from you and discuss the options available to you. It is best to do this as soon as possible, rather than waiting until the bank starts to make moves towards foreclosure, as the longer you wait, the worse your situation will look on paper.