life

How To Get Life Insurance Entirely Online

Angela Manning Finance, Health , ,
How To Get Life Insurance Entirely Online

Once you reach adulthood, life insurance is necessary. It doesn’t matter whether you’re married, single, divorced, etc. — all that matters is that your loved ones will be covered should the worst case scenario occur.

However, just knowing that you need life insurance doesn’t always translate into practice. Because life can get so hectic, because you seem to be in perfect health, or because it’s too morbid to think about, you may find yourself in a situation in which you’ve been pushing off getting life insurance for some time.

But not anymore. In today’s day and age, when getting life insurance can be done entirely online, there’s no reason to procrastinate anymore. 

How Can You Get Life Insurance Entirely Online?

Traditional life insurance policies require a lengthy application, a visit to the doctor, and then a wait time ranging between a few weeks to a few months. It’s no wonder you’ve been procrastinating — who has time for all that?

The good news is that there are numerous no exam life insurance policies that you can apply for entirely online. No exam life insurance is exactly what it sounds like —  a life insurance policy that you can get without a medical exam. Once you don’t have to worry about scheduling a doctor’s appointment, you can simply go online and complete your entire application.

Is No Exam Life Insurance Legitimate?

No exam life insurance is 100% legitimate; it’s not a loophole that you have to worry about; it’s a real type of life insurance that’s offered by many respected insurance companies.

In fact, no exam life insurance is the preferred type of life insurance for many. It’s optimal for people:

  • Who need life insurance quickly, either for a business loan or because they’re going through a divorce
  • Who are afraid of needles
  • Who don’t have time for doctor appointments, long forms, and waiting months for the underwriting process
  • Who are in good health and want to get life insurance quickly and easily
  • Who have a chronic health condition or job and can get coverage easier through no exam life insurance

Benefits of Getting Life Insurance Without a Medical Exam

The benefits of getting life insurance without a medical exam are many:

  • There’s no need to leave the house to get it — the whole process can be done entirely online
  • Get approved in days as opposed to weeks or months
  • It’s easier to get approved
  • You get the coverage you need

What’s the Catch?

If you think no exam life insurance sounds too good to be true, you’re only half right. These kinds of policies come with all the benefits listed above and can be great for many people. But the catch is, the cost is typically higher than that of traditional insurance policies.

Fortunately, you don’t have to pay an arm and a leg to get a no exam life insurance policy. When you use Sproutt, you can get the best quotes for exactly the type of life insurance you’re looking for. Sproutt isn’t affiliated with any insurance company, and therefore offers real, unbiased advice about which policy is best for you. Plus, it lets you compare rates so that you can get the best deal.

So if you’ve been pushing off getting life insurance until now, today is the day to say, “No more!” Today is the day to apply for no exam life insurance and make sure that your loved ones will be cared for should the worst happen. Once you check “Get life insurance” off your to-do list, you can focus on the more important things in life, like living and enjoying it.

4 Tips to Fostering a Healthy Work-Life Balance as a Business Owner

Angela Manning Business , , , , ,
4 Tips to Fostering a Healthy Work-Life Balance as a Business Owner

Running a business is hard work. Lots of business owners struggle finding a good balance between their work and home life, as many tend to be “work-aholics”.

After all, that mindset and drive is likely what led them to owning and managing a business. But, at the same time, it can wreak havoc on quality of life outside work.

Plus, burnout can happen, and no one can operate a business effectively at their wit’s end.

If you’re looking to find a healthy work-life balance, below are 4 tips you should try.

Set Boundaries

Boundaries are important in many different facets of your life, but they are especially important in your work life.

Business owners and other entrepreneurs tend to work 24-7, foregoing evening and weekend activities in lieu of squeezing in a few extra hours of work. That’s no way to live.

When you stop to consider the longer term effects of working around the clock, you’ll realize that it’s simply not sustainable. Sooner or later, your body will break down and you’ll be forced to take a break, if not step away forever.

Setting strict work hours and times for people to contact you about work-related issues is a great start to fostering a healthy work-life balance.

Schedule Time to Do Things You Love

With your boundaries set, you’ll want to make the most of the time you have outside of work.

It’s super important to get involved in hobbies and doing things you enjoy to boost mood and even improve your work life, too.

No matter how small the activity, if you enjoy it, do more of it.

Like to go rock climbing but haven’t in a while? Schedule a trip.

Enjoy vaping on your breaks to take the edge off? Go buy the best ejuice you can find and get after it.

The key to a happier life is doing things you love, so it only makes sense that it would be critical in creating an effective work-life balance.

Hire Well and Delegate

If you try to do everything yourself, you’ll end up doing some things fairly well, but most things really poorly. Plus, you’ll work long hours and drive yourself crazy.

It’s important to know your limits and be able to determine tasks that are critical for you to perform, and those which can be handled by someone else.

In a small business of one, that means reaching outside your company for help from freelancers or virtual assistants. If you are lucky enough to have employees, then learn how to delegate appropriately.

Ask for Help

If you’ve done all of the above and you’re still drowning, then don’t be afraid to ask for help. Most people have at least one person they can turn to who would be more than glad to step in and give aid to a friend or family member in need.

Or, consider hiring a business mentor – someone who has been in your shoes before and has made it through successfully.

Asking for help isn’t considered a sign of weakness, it’s a sign of courage and intelligence.

Closing Thoughts

Work-life balance doesn’t just affect you, it affects everyone around you. Use the tips above to run your business effectively while maintaining a healthy personal life.

The world is a better place to be than 30 years ago – here’s why

Angela Manning Business , , ,
The world is a better place to be than 30 years ago – here’s why

Let’s be honest – 2017 hasn’t been the greatest year so far. At the rate things are going, many are beginning to wonder whether the world is about to take a prolonged turn for the worse.

Brexit and the election of Donald Trump have increased instability, with news media contemplating some truly dark scenarios for the days ahead.

Taken with their usual breathless coverage of the latest terrorist event or mass shooting, it is easy to conclude that something really bad is about to happen.

Before this pessimism leads you down a very dark path, remember this: the media makes its money by amplifying negative stories, as their urgent nature cuts to the core of our primeval brains.

John Bradberry Charlotte NC instead chooses to focus on the progress that we have made over the years. A born optimist, he believes in a future that is mostly bright, despite the serious issues we all face.

If you can’t see how things have gotten better, we’ll make it our mission in this post to show you how our planet has become a better place over the past 30 years, and how it is poised to become better still over the next generation.

1) Peace is winning the battle against war

We might get laughed out the room in some quarters for suggesting this, but it’s true. Cable news viewers are among the biggest dismissers of this premise, as their favorite medium shows them non-stop conflicts, terror attacks, and premonitions of chaos to come.

When you look at actual hard stats, though, the number of hot wars is at an all-time low. Despite the non-stop coverage ISIS has been getting, there have been fewer victims of terror each year since 9/11. At home, violent criminality has been on a constant downward trend since 1990.

Things have been getting better, and by all indications, people around the world are continuing to lay down their arms and choose peace, understanding, and reconciliation over death and destruction. 

2) Hunger is becoming less of an issue worldwide

The late 20th century was a dark time, as close to 20% of us couldn’t get enough to eat on a regular basis.

Africa was particularly hard hit by drought at this time, as they were overly dependent on primitive farming techniques that didn’t provide nearly enough food for their exploding population.

Then, something magical happened. From 1990 to 2017, the modernization of food production induced a drop in the number of malnourished people worldwide from 1 billion to 800 million.

With 7 billion humans calling Earth home in 2017, only 11.4% worldwide suffer from malnutrition as we speak.

With continued advances in crop yields and by filling irrigation canals with ever cheaper desalinated water, this number will continue to sink towards zero in the coming decades.

3) Poverty may be eradicated within the next generation

Of all the problems we face in this life, not having the cash to buy basic essentials is among the biggest. Poverty is responsible for a myriad of issues like lowered life expectancy, land pollution, epidemic levels of violent and property crime, and many others.

As such, providing everyone with the food, water, housing, clothing, and education they need has the potential to transform society dramatically for the better.

We have made significant progress on this file over the past 30 years, as only 17% of people around the world languished in abject poverty in 2012.

The next 30 years may see the end of this scourge once and for all. AI (artificial intelligence) and automation will drive down costs to unprecedented lows, while UBI (Universal Basic Income) will provide every citizen with a stipend sufficent enough to cover basic needs.

Why Some Sport Stars Win All the Time 

Angela Manning Health , , , , , , ,
Why Some Sport Stars Win All the Time 

Source

When you watch the sports greats, they seem to be moving at a different pace and under a different set of physical laws than the rest of us. They can do things in their sport that defy logic and create wins out of what seem to be sure losses. How is it that great high school and college athletes like Jack Elway turn into professional sports stars? What is it that is so special about them and that leads to their winning so often? Is it that they are that much talented than everyone else? Have they found some secret to the game that others have not been able to locate?  The truth is that they focus on perfecting a set of qualities that make the difference between winning and losing. Here are a few they perfect.

They have amazing consistency

Winning at a sport is about reaching a high level of skill and maintaining that skill level consistently. Many people can reach a highly level occasionally or once in a while, but maintaining it is a rare quality that only few can achieve. Being able to do this requires considerable practice and a honing of all of qualities needed to be the best. The sacrifice, perseverance, and dedication one must exhibit is simply not something most people either can or will muster, so finding those who can consistently play at the quality level needed to win consistently is rare. When you see a sport star who wins all of the time, you can be sure that they have put in the work and made the sacrifices to be a consistent winner.

They expect to win

Tennis star Serena Williams once remarked that she is surprised every time she loses a match because she never considers losing as a possibility. She says this is the case no matter who she is playing. The top sports stars always walk on the court expecting to beat their opponent and with the belief that no one is more talented or more capable than they are. They do this because they know the difference in talent between the top sports stars in any sport is very small and anything one can do to have an edge might make a difference.

A positive and winning attitude is an asset and they use this asset to their advantage. When they do not win, they look at it as an anomaly that will not happen often and will be revenged when they face that player or team again. They never put a ceiling on their success either. Michael Jordan once remarked after leading his team to the greatest amount of wins in a season that he has to go back and watch the film of the games they lost to see if they actually lost them or someone was playing with the scoreboard.

They Master their shortcomings

Finally sports stars who win all the time know that in order to win, you must master your own shortcomings. You may have personal phobias, fears, or health issues that threaten to threaten to limit their ability to perform at their highest level. They learn to master whatever these issues are and win in spite of them.

So yes, sports stars who win all the time are special people who have mastered winning skills.

Example on How to Make Money and Enjoy Life

Angela Manning Business, Finance , , , , , ,
Example on How to Make Money and Enjoy Life

What are you are pursuing in your life? Is it happiness, money, success, fame, power? For each person this answer will be different but one thing that the large majority of us can definitely agree on is that we are all seeking for a happy life.

We are spending some time on focussing on a wide variety of people who have managed to achieve the happy life which many of us are looking for and the various stories which we hear serve to further inspire us all to achieve our dreams and live that happy lifestyle, whatever it means to you. Today we are going to look at the life of Bennett Kireker New York City salesman who is living out his comfortable life on the Californian coast. Let’s take a look where he came from, how he earns his money and what he does to relax and enjoy himself.

Agribusiness

Having always had a passion for the agriculture industry, Kireker would go on to study agribusiness in college before deciding that this would be the future for him. Starting out in a small way, the young Kireker began growing and selling organic vegetables from a small garden. The produce would be sold to local restaurants and diners and the profits began to come in. Following this first agricultural venture, Bennett saw the demand and potential for profit in the farming equipment industry and began his own business with a friend of his, selling equipment on a local basis. The equipment sales were a roaring success and so Bennett decided to go national with his business.

Pismo Beach

Following the success of the farming equipment business, Kireker moved himself and his company down to Pismo Beach, California, a place which Bennett himself fell in love with. He runs the business for just a few hours per day from his headquarters in California and spends the rest of us time enjoying the California sunshine, safe in the knowledge that he has created a business which has a strong foundation and requires little input from himself. Kirker’s passion for farming can thrive in the agricultural hotbed of California and it is here that he plans on staying.

Taking the Load Off

When we asked how Kireker likes to spend his time, his description of how he relaxes is enough to make anyone inspired. Aside from enjoying the California lifestyle in Pismo Beach with its proximity to San Francisco and L.A. he also enjoys hand gliding on weekends and allows his inner geek to come out on a nightly basis with some VR gaming, the technology of which is improving each and every day. Despite enjoying the beach scene, Bennett also loves nothing more than a trip up to New York, be it for business or pleasure, and always makes sure that he catches at least a game or two at the home of the New York Jets.

Kireker’s career shows just what you can achieve if you work hard on something you love, and what the rewards are at the end of it.